Expense tracker app features: Track spending, loans and every account in one app.

Log an expense in seconds, keep loans with friends and family clear, and see where your money goes. All of it works without signal.

The Kashaa breakdown view: spending by category over a chosen date range

The core

The features you'll use every day.

Six of them are free. Voice entry comes with Pro.

Debt tracker

Money you lend and borrow, kept under each person's name with a running balance.

Fast entry

Opens straight to a number pad, so an expense takes about ten seconds to log.

Multiple accounts

GCash, Maya, bank and cash in one balance.

Works offline

Everything saves on your phone first. The whole app works without signal, except voice entry.

Spending heatmap

A calendar where each day is shaded by how much you spent.

Budgets

Weekly or monthly limits on the spending you want to watch.

Voice entryPro

Say what you spent in one sentence, then check the entries before they save. The recording stays on your phone.

Also included

Smaller things that save you time.

All of these come with the free version.

Budgets

Weekly or monthly limits for the spending you want to keep an eye on.

Category breakdown

See where your money went over any stretch of dates.

Your categories

18 to start with. Rename them, recolour them, and give each one its own icon.

Transfers

Move money between your own accounts, fee included, without it counting as spending.

Background sync

Your entries back up on their own whenever you're online.

Your currency

Choose from 111 at setup, and change it later in Settings.

The details

Kashaa in one table.

Platforms: iPhone (Android coming soon)
Sign-in: Google, Apple, or email and password
Offline: Everything except voice entry
Sync: Every 10 minutes and on app open
Accounts: Bank, Credit, Wallet, Insurance, Investment
Records: Expense, income and transfer, unlimited on both plans
Debts: Lend, Collect, Borrow, Repay, Waive
Budgets: Weekly or monthly
Voice entry: Pro only. English, needs a connection, covers expenses, income and transfers
Currencies: 111, one per user
Icons: 2,450, searchable
Language: English, including voice entry
Never asks for: Your bank login, contacts or SMS
Price: Free; Pro ₱99/mo or ₱799/yr

Limits

What Kashaa doesn't do.

Worth knowing before you download.

No bank syncing

You enter every record yourself. That's what lets it handle cash, work offline, and stay out of your bank account.

No receipt scanning

You type entries in, or say them on Pro.

No shared budgets

Each account belongs to one person. There's no household view.

One currency at a time

Everything is shown in one currency, with no conversion between accounts.

Phone only

There's no tablet layout and no web version.

No ads

Pro subscriptions pay for Kashaa. We don't sell your data.

Not sure which kind of money app you need? Compare them

Available soon on iOS and Android

Try it with a week of spending.

Free to download. Setup takes about a minute.