Finally know where your money goes.
Every peso, every account, and every person you owe - in one app that works without signal.
Free to download · Works offline
Features
Everything you need. Nothing you don't.
Built around how you actually manage money - many wallets, informal lending, and the need to see the whole picture fast.
Spending heatmap
Your whole month, at a glance.
Heavier days stand out on their own. No chart to read, no report to run - the pattern is just there when you open the app.
Fast entry
Ten seconds, start to saved.
A full-screen number pad. Amount, account, category, done. No forms, no dropdowns - so you actually keep using it.
Debt tracking
Never forget who owes you.
Lend, collect, borrow, repay. Every peso tracked by person, with the full history and one tap to mark it settled.
Multiple accounts
GCash, Maya, bank. One number.
Your real balance is spread across a few places. Add every wallet, bank and card, then read the whole picture as one figure.
And the quiet parts that keep it working.
Budget planning
Weekly or monthly limits per category, tracked quietly in the background.
Category breakdown
Exactly what share of your spending went where, over any date range.
Custom categories
A category system that matches how you already think about money.
Account transfers
Move money between GCash, Maya and your bank in a few taps.
Cloud sync
Everything syncs on its own. Switch phones without losing an entry.
Notes & fees
Context on any entry, and transfer fees logged so nothing slips through.
Start free. Upgrade when you're ready.
No card, no countdown. Records are unlimited on the free tier - the upgrade is for when the number of accounts, budgets and categories you keep outgrows it.
Free
- Unlimited records - log as much as you like, forever
- Expense, income, debt & budget tracking
- Up to 3 accounts
- Up to 3 budgets
- 10 categories, 40 subcategories
- Up to 5 payees
- Breakdown, budget & heatmap history for the last 3 months
Pro
- Everything in Free, always included
- Up to 100,000 accounts - every wallet you'll ever need
- Up to 100,000 budgets - a limit for every habit
- 100,000 categories, 100,000 subcategories
- Up to 100,000 payees
- Unlimited history - every month, back to the start
Frequently asked.
Yes. The free tier has no time limit and no countdown - track expenses, income, transfers, debts and budgets, with up to 3 accounts and 10 categories, forever. Pro simply raises the limits when your finances outgrow them.
Your data lives on your own device first and syncs to a private cloud backup, so nothing is lost if you change phones. We never sell or share it, and there are no ads. You sign in with Google or Apple, so we never see a password - and Kashaa never asks for your bank credentials.
No, and that is deliberate. Kashaa is a manual tracker, so your banking credentials stay entirely private and cash is a first-class entry rather than a gap in an imported feed. The trade is real: if you want a passive feed of card transactions, Kashaa is not that app.
Completely. Kashaa runs on a real database on your phone - not a cache of a server. The app opens instantly, works with no signal at all, and cannot lose an entry to a failed request. Sync runs in the background afterwards.
Yes, and it is the feature Kashaa exists for. A loan is not an expense - the money just moved into an IOU - so Kashaa records it as a debt movement that updates both your balance and that person's. Lend, Collect, Borrow, Repay, plus a waive action for anything you write off.
Nothing is lost. Sign in on the new phone with the same Google or Apple account and everything is where you left it. Merges compare last-updated stamps, so an older copy can never overwrite a newer one.
Yes, anytime from your App Store or Google Play subscription settings. Cancelling returns you to the free tier with your data intact - you just go back to free limits.
Still wondering about something? Read all 17 questions or email us.
Start knowing where your money goes.
Free to download. Under a minute to set up. No card, no commitment.