Kashaa FAQ: Questions about Kashaa, answered.
Setup, debts, offline use, voice entry, your data and Pro. If your question isn't here, email us and we'll answer it.
Getting started
Yes, and it doesn't expire. You can log as many entries as you like. Free has room for 3 accounts, 3 budgets, 10 categories and 5 people in Debts, and the charts show this month and the two before it. Pro raises those limits, shows every month, and adds voice entry.
Sign in with Google, Apple, or an email and password. Then pick your currency, your accounts and your categories. Kashaa suggests six accounts and 18 categories to start with, and you can add balances later. The whole thing takes about a minute.
iPhones for now, with Android coming soon. There's no tablet layout and no web version. You choose one of 111 currencies, and everything is shown in it. Kashaa doesn't convert between currencies.
Outside the Philippines
Kashaa is made in the Philippines and launches there first, but it isn't tied to one country. Choose RM, Rp, ₫ or ฿ as your currency, and add Touch 'n Go, GoPay, DANA, MoMo, TrueMoney or any other e-wallet as an account.
Not yet. The app is in English, and voice entry only understands English. You can rename every account and category in your own language, though.
How it works
No. You enter everything yourself, so Kashaa never asks for a bank or e-wallet login. Add GCash, Maya, cash and each bank as separate accounts, and the home screen shows the total. A GCash cash-in is a transfer between two of your accounts, so it isn't counted as spending.
Tap the + button and a number pad opens. Type the amount, pick the account, pick the category, and save. The categories you use most are listed first. Income and transfers work the same way.
Yes, in the Debts tab. When you lend someone money, record it as Lend, and when they pay you back, record it as Collect. Borrowing works the same way with Borrow and Repay. Each person gets a running balance and a full history. The money leaves your account, but it isn't counted as spending, and the other person doesn't need the app.
You pick some subcategories, set a weekly or monthly limit, and anything you log in them counts toward it. Monthly budgets run from the 1st to the end of the month. If you're paid on the 15th and 30th, or once on the 25th, a weekly budget for food and transport usually fits better.
Yes. Your records are stored on your phone, so the app opens and saves without signal. It syncs every 10 minutes when you're online, and each time you open it. Voice entry needs a connection, and so do signing in and buying Pro.
Voice entry
On Pro, tap the microphone and say something like “300 for groceries on GCash and 80 for coffee.” Kashaa fills in one entry for each. You fix anything that's wrong, then save them all with one tap. It works for expenses, income and transfers, but not debts. It needs iOS 17 or Android 12 or newer, understands English only, and allows 30 recordings a day.
The recording itself stays on your phone. Your phone turns it into text, and that text, including the amounts you said, goes through Kashaa's server to OpenAI with your category and account names, so the entries can be filled in. OpenAI doesn't train on it and may keep it for up to 30 days to check for abuse. Kashaa asks your permission the first time.
Your data
Your records are stored on your phone and copied to Kashaa's server when you sync. Kashaa never asks for your bank login. We don't sell your data and we don't show ads. A few companies handle parts of it for us, for hosting, subscriptions, analytics, crash reports, email, and OpenAI for voice. The Privacy Policy names each one.
No. Sign in on the new phone, or after reinstalling, and everything that has synced comes back, debts included. Syncing is the backup. There's no separate backup file or export.
No. Kashaa never asks for your contacts, your text messages or your bank login. The people in Debts are names you type in yourself. The only permissions it asks for are the microphone and, on iPhone, speech recognition, and only if you use voice entry.
Yes, in Settings. Your data is removed from Kashaa's server right away. The Privacy Policy explains your other rights under the Philippine Data Privacy Act of 2012.
Pro and billing
More room: up to 1,000 accounts, budgets, categories and subcategories, and 10,000 people in Debts. Every month of history in Breakdown, Budgets and the Heatmap. And voice entry. Pro costs ₱99 a month or ₱799 a year.
No, not on Free and not on Pro. Kashaa is paid for by Pro subscriptions, not by ads or by selling data.
Nothing gets deleted. Anything over a free limit, starting with the newest, is locked so you can see it but not change it. It unlocks as soon as you subscribe. You can cancel anytime in the App Store or Google Play.
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Something we haven't covered? support@kashaa.app
The free version doesn't expire.
No card needed. Setup takes about a minute.